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Obviously I would need to be living there and therefore would have no source of income (which negates a French mortgage) and uk mortgage companies don’t seem keen on lending for a house in another country. I do have a business plan and can invest up to 30% of the costs. Any ideas received with thanks!!!

7 Thoughts on I Know Its a Cliche But… I Want to Set Up My Own B&b in France. Where Can I Get Either a Mortgage or a Loan?
  1. Reply
    April 23, 2012 at 1:32 am

    duuuhh, in France, of course

  2. Reply
    April 23, 2012 at 2:01 am

    It would be a better idea if you went out there and starting working to build up some sort of history there first !!

  3. Reply
    April 23, 2012 at 2:18 am

    get yourself to france and look for a property which is being sold as a locationvente which is where the owner is playing the bank . you split the cost of house over 5-10 years and pay each month. but beware if you miss 3 payments the owner can recliam the house and all the money you have piad will be classed as rent , meanig all investment is lost good luck. i had 12 very good years in france. any more questions?

  4. Reply
    April 23, 2012 at 2:48 am

    Apply online at for a commercial loan

  5. Reply
    April 23, 2012 at 3:02 am

    Sorry i cant answer that one but i sure do envy you,i have the money to do this but my husband wont hear of it,maybe i should leave him behind and join you.
    Hope you find your dream.

  6. Reply
    April 23, 2012 at 4:00 am

    if you do not have enough capital and have no idea of what to do
    i think it would be best to move to france find a job stay in the country for a while,open a bank account in french bank and after
    a while you can apply for loans from french banks.

  7. Reply
    April 23, 2012 at 4:53 am


    sorry to be negative.

    A gite / B&B rarely works in France if you need to borrow money. Count on three years to get reasonable business. And established competition is fierce.

    I work as a management consultant in France, and have seen the personal tragedies of failure.


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