I am currently enrolled in a debt management plan and its going really good, except one creditor will not accept the plan, they receive my payments and cash them but they call me daily from at least 10 different numbers because they want me to settle, which I don’t want to do, and I have told them that multiple times. A counselor at the place that I have the plan with told me to send them a cease and desist letter, but I have no idea what to write on it. Help and advice would be appreciated. 🙂
I am paying the full amount through my plan, its through Money Management Inc.
It’s not the original creditor, and the reason they keep calling is because they want me to make a settlement with them, but I know its better to pay the full amount, and I have told them multiple times that that is what my plan was and I did NOT want to make the settlement. If the payments are not enough then they shouldnt be cashing them and applying them towards my account in the first place.