What's the best and fastest way to increase credit fico scores?

Tips and Deals Forums Consumer Credit Improve Credit What's the best and fastest way to increase credit fico scores?

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      Anonymous
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      wondering if old charge offs ‘fall-off’ your credit report after 7 years? 10 years? Do any of those credit repair services work? Heard about writing letters to creditors and if they do not respond in 30 days, the item must be erased from report–true?

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