Weird Chase recon success?

Tips and Deals Forums Consumer Credit Credit Cards Weird Chase recon success?

This topic contains 0 replies, has 1 voice, and was last updated by  pergenbmanumcomp 7 years, 11 months ago.

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    I applied for chase freedom on november the 12th. Around the 26th I got a letter saying declined for too many recent accounts.

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    I called the number on the letter and asked if they could manually review. The lady said all my accounts were too new and I was declined. Waited a day. Called back, got another lady that said if I closed my chase amazon she could open a chase freedom for me, I asked her again if there’s any other thing she could do. She told me it was bank policy that I had reached the limit and there’s no way I can be approved without closing the amazon. I said ok. She then told me I needed to use my rewards points on the amazon card. Told her OK call her back later.

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    Got around to using the reward points last friday. Called this morning, talked to a lady and told her I wanted to close the amazon account to open a freedom. She said ok but first you need to pay the $3 balance on the amazon card and transferred me to cust svc. I paid the balance and called back. Got a dude this time and he looked over my app and asked me to confirm if I wanted to close the amazon card and open the freedom. I said “well, unless you have a way to keep the amazon account open and still approve my freedom(lol) then yes please close it”. He said let me put you on hold and see what I can do. Guy comes back and says congratulations you’re approved for $3500 on chase freedom.

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    tl;dr:

    chase recons are a crapshoot, keep calling.

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    My question is, how do they go from not giving me a card at all, to approving me for 3500 dollars. The 2nd lady told me the minimum credit limit on the freedom is $500. So that’s what I was expecting.

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