Have some inquiries, what’s the wait time?

Tips and Deals Forums Home Mortgage Have some inquiries, what’s the wait time?

This topic contains 0 replies, has 1 voice, and was last updated by  Anonymous 7 years, 7 months ago.

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    I recently got very frustrated with the whole home loan process and ended up with a couple inquiries on my report.* I applied and was approved for a vehicle loan (much needed) and a little Kohl’s card to increase my total credit cards to 3.* The addition of the accounts didn’t impact my credit as much as I thought, 6 points down Transunion, 0 points on Experian, don’t know Equifax.* Question is the car loan was 2 inquiries on all reports (Navy Fed) and the card was one inquiry on one report, how long do I need to wait to try for a house again?* I have heard three months is a good waiting time.* The house I want was reduced again and I really need to apply before it’s gone. My scores are all over 640 now and out DTI is fine.

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