First time home buyer

Tips and Deals Forums Home Mortgage First time home buyer

This topic contains 0 replies, has 1 voice, and was last updated by  Anonymous 6 years, 5 months ago.

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    I’ve been renting for about 3 years and now*I’ve gotten the homebuying bug! My lease ends in November, so I’m working to get my credit in order. I allowed someone to use my credit to purchase a car that was eventually charged off at $19k (yeah i know, stupid me! lol) in 2006. I don’t intend on paying it, it is beyond sol and should age off of my CR in 2013. Do you think there is no way in H- E – double hockey sticks I can get a home loan with this on my credit report. The person who used my info stated that maybe a letter from her along with my letter of explanation may do the trick ??? thanks!


    I’m in Texas if this helps any!

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