FICO score not updated

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      dealpal
      Keymaster

      About a week ago, TransUnion erroneously put an old collection account that had dropped off my credit report back on and my FICO score dropped almost 75 points!* I contacted TransUnion to dispute the placing of the account on my file and they removed it.* I waited a week to request a new FICO credit report and score from TransUnion.* On the credit report, the collection account has been removed, but my FICO score has not changed.* It’s still 75 point lower (this is because the collection was showing up as a new collection account and not a 7.5 year old account).** Does anyone know if FICO scores are on some kind of monthly score update and it just hasn’t been done on my account yet?* Nothing else in my credit report has changed in the past 3 months, it’s only that one TransUnion error.* This is so incredibly frustrating..take 1 step forward and 10 back….

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