DOLA counts a recent derog?? HELP

Tips and Deals Forums Consumer Credit Improve credit DOLA counts a recent derog?? HELP

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    On My TU report under “Understanding your Score”, one of the reasons listed as hurting my score is “Recent Missed Payment”. It explains that “You recently missed a payment or had a derogatory indicator reported on your credit report.” I have absolutely NO missed payments in years.* I went thru my entire report to be sure that no account was being reported with late payments.* The only thing that recently happened was a CA updated their DOLA to May 2012 because I PIF.* Can this seriously count as a recent derog??* It’s not being reported as a recent derog on my EQ…

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