Does overpaying your cell phone & utility bills early each month have a positive effect on your

Tips and Deals Forums Consumer Credit Improve Credit Does overpaying your cell phone & utility bills early each month have a positive effect on your

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      Anonymous
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      I overpay my utility & cell phone accounts by an additional 5 to 10 percent each month, so that during the summer months, I don’t have to worry about them so much. I haven’t been without a credit balance in any of those accounts in almost two years. Does maintaining my utility & cell phone accounts with a credit balance have a positive impact on my credit rating or is credit score based solely on loans, credit cards & asset holdings?

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