Just thought I would let everyone know, I have had a capital one secured card for about 7 months. I paid in full for about 4 months and the last 3 months I have had like a 150 balance left on it. I just applied and was approved for a unsecured platnum mastercard with a 500 cl. My scores are still horrible so I was shocked. Experian is at 479. Mostly due to the utilization near 90%. I will pay them off with my taxes like I do every year.
But maybe they will approve some of you other folks with lower scores. I am assuming I was apporved because of my secured card, but you never know.
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