Can you buy home insurance that covers the cost of replacing a heating/AC unit?

Tips and Deals Forums Buying Your Home Buying Your Home Can you buy home insurance that covers the cost of replacing a heating/AC unit?

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      Anonymous
      Inactive

      Our heater & AC are old. They keep needing to be repaired and I know we are going to have to replace them soon. But the cost is astronomical— $ 6K or more. Does home owner’s insurance cover this? Can we buy extra insurance to cover this? I don’t know how we could possibly afford such an expense, and sorry folks, but I haven’t managed to save $ 6K in my savings account.

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