Building credit with Credit cards?

Tips and Deals Forums Consumer Credit Credit Cards Building credit with Credit cards?

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    • #216133

      Hello everyone, I have a couple questions about building credit.

      My mother cosigned a card for me a few months ago and has been using it to pay our bills, etc. (shes very good with that stuff, credit score of 830). She charges about $4,000 on it a month on a $10,000 limit.

      I also was approved for an in-store macy’s card and made a few charges on that and paid it off.

      Will this build my credit? Any other ways I can build my credit? I’m looking to get a very good credit history/score….

      I have a good job, but cannot get the german car I want ;]


    • #283519

      Moms use of your card and paying the bill does NOT improve your score.
      The Macy’s card will.

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