Bought house nov 2009 then in feb 2010 we were put in a flood zone. When we bought the house should we have been notified by
the county that new flood maps were underway? Also since we bought the house and it was not in a flood zone once it was put in the flood zone shouldn’t mortgage company pay for the elevation certificate? How can we be in no flood zone then be put in the highest risk?? Also the aerial map shows water will cover our property if it floods well when the entire county was covered our house only had a puddle in the back yard our back yard is an acre. If the map shows water may cover our property is there still a chance our elevation can get us outta paying flood insurance? We went out of county to get an engineer because the county engineer is falsifying documentation to make people pay flood and the engineer we had come out told me we should not be in flood plain but he said FEMA does what they want. I know it will take a lot for us to flood.