Does a standard home owners insurance policy cover air conditioning unit if it stops working?

Does a standard home owners insurance policy cover air conditioning unit if it stops working? Does it cover the air handler in the addick? It’s a ground mounted dual unit.

7 thoughts on “Does a standard home owners insurance policy cover air conditioning unit if it stops working?

  1. mickey_bigdaddy says:

    This just happened to me after an electrical storm and YES it was covered. The key was that the electrician had to state that the failure was due to the storm.

  2. If the huse burns down the insurance company will replace the home, contents, heat & air system etc. It will not replace the air handler in the attic or the outside compressor under normal conditions.
    You could call your insurance agent…..He could use a good laugh.

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