I filled for bankruptcy 9 1/2 years ago and have a few months left before it comes off my record. I have reestablished my credit since then and it is in good standing. Will my credit score go higher once the BK comes off?
your score should have started recovering 5-6 yr ago – mine was back around 700, 5 yrs after chap 7 discharge – I doubt it will go much higher than it is now just from dropping off if it’s already been 9+ yrs. AND it will be on there for 120 yrs after the DISCHARGE date, not the filing date – my discharge date was 3-4 months after I filed – I’m at about the 8.5 yr mark and my score has probably been in the 680-715 range for the last 4 yrs
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