I got a preapproval letter for the loan, but realize that I have very little liquid cash to cover closing costs (in an emergency I could cash out part of a 401K). What would the range typically be and what would a reasonably competitive figure be to cover closing costs? Any information you have would be helpful.
Also, is it reasonable when making an offer to stipulate that I have 60 days to close or is it generally expected that everything will be complete within 30 days? Thanks.
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