My parents currently have 2 mortgages on their house and are paying more per month than they can handle. I have been helping them out but we were trying to find out if we could put the house in my name and get a new loan with both mortgages included; which would be around 170k or so. I have already been approved for more than that, since I have much better credit than my parents. What are the possible ways that we could do this? I want to set them up where they can afford the payments, so I can move out, I’m kind of stuck as it is because they can’t afford it.
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