jedwan on March 14th, 2010

Moved to Rebuilding Your Credit

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jedwan on March 13th, 2010

Hi, I’m a newcomer to this site, so be gentle.  I have a FICO score of 686.  I have an Orchard bank credit card from 2007 that now has a cl of $800.  My balance right now is $0, but I want a card with a higher limit and better interest rate/perks.  I also have a Macys and Kohls both with $0 balances.  I have an old medical bill collection from 2004 and one charge-off from same year.  What better cc would I qualify for with the following scores:  686 EQ, 740 EX, and 721 TR?

Continue reading about are there any prime cc for me?

jedwan on March 13th, 2010

Hi, I’m a newcomer to this site, so be gentle.  I have a FICO score of 686.  I have an Orchard bank credit card from 2007 that now has a cl of $800.  My balance right now is $0, but I want a card with a higher limit and better interest rate/perks.  I also have a Macys and Kohls both with $0 balances.  I have an old medical bill collection from 2004 and one charge-off from same year.  What better cc would I qualify for with the following scores:  686 EQ, 740 EX, and 721 TR?

Continue reading about are there any prime cc for me?

jedwan on March 13th, 2010

Hi, I’m a newcomer to this site, so be gentle.  I have a FICO score of 686.  I have an Orchard bank credit card from 2007 that now has a cl of $800.  My balance right now is $0, but I want a card with a higher limit and better interest rate/perks.  I also have a Macys and Kohls both with $0 balances.  I have an old medical bill collection from 2004 and one charge-off from same year.  What better cc would I qualify for with the following scores:  686 EQ, 740 EX, and 721 TR?

Continue reading about are there any prime cc for me?

I am considering applying for a AMEX No Limit Credit card. Can anyone tell me how a NO Limit card scores your overall credit balance.   Example:  I have a BofA for $10,000 and CHASE for $5,000, my total credit is $15,000  with less that 5% DTI.   How will adding NO LIMIT change the $15,000.   This is my first post!  I appreciate all the information this site provides!

Continue reading about How does NO Limit Credit Cards effect DTI amount and credit balance

I am considering applying for a AMEX No Limit Credit card. Can anyone tell me how a NO Limit card scores your overall credit balance.   Example:  I have a BofA for $10,000 and CHASE for $5,000, my total credit is $15,000  with less that 5% DTI.   How will adding NO LIMIT change the $15,000.   This is my first post!  I appreciate all the information this site provides!

Continue reading about How does NO Limit Credit Cards effect DTI amount and credit balance

I am considering applying for a AMEX No Limit Credit card. Can anyone tell me how a NO Limit card scores your overall credit balance.   Example:  I have a BofA for $10,000 and CHASE for $5,000, my total credit is $15,000  with less that 5% DTI.   How will adding NO LIMIT change the $15,000.   This is my first post!  I appreciate all the information this site provides!

Continue reading about How does NO Limit Credit Cards effect DTI amount and credit balance

jedwan on March 13th, 2010

I want to get a best buy store card. I went thru the pre approval and was not approved. I was approved for a HSBC card. If I was to open an HSBC card and wait say 6months or so do you think that then I might have a chance at BB?   Any Input would be great.    I have the following cards, cashrewards $6000, Flagship $1000, Berkeley (priceline) $1000 Lowes $500 Walmart $900 JcPenneys $800 and 2 FP cards one for $575 and other $475.     Perfect credit for the last two years.  Scores I have never pulled  

Continue reading about What would you do about this (best Buy)

jedwan on March 13th, 2010

I want to get a best buy store card. I went thru the pre approval and was not approved. I was approved for a HSBC card. If I was to open an HSBC card and wait say 6months or so do you think that then I might have a chance at BB?   Any Input would be great.    I have the following cards, cashrewards $6000, Flagship $1000, Berkeley (priceline) $1000 Lowes $500 Walmart $900 JcPenneys $800 and 2 FP cards one for $575 and other $475.     Perfect credit for the last two years.  Scores I have never pulled  

Continue reading about What would you do about this (best Buy)

jedwan on March 13th, 2010

I want to get a best buy store card. I went thru the pre approval and was not approved. I was approved for a HSBC card. If I was to open an HSBC card and wait say 6months or so do you think that then I might have a chance at BB?   Any Input would be great.    I have the following cards, cashrewards $6000, Flagship $1000, Berkeley (priceline) $1000 Lowes $500 Walmart $900 JcPenneys $800 and 2 FP cards one for $575 and other $475.     Perfect credit for the last two years.  Scores I have never pulled  

Continue reading about What would you do about this (best Buy)