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I’m looking for a non profit debt consolidation organization in the California Bay Area with actual proof of non-profit (501(c)(3)) status. Not simply because I want free service, but because I work in a non profit organization so I try to support them as much as possible. I will continue researching but I was just wondering who out there has found an organization that is trustworthy and true to their claims.

5 Thoughts on Can anyone reccommend a TRUE non profit debt consolidation organization?
  1. Reply
    Wayne Z
    October 10, 2012 at 3:42 pm

    I really doubt that one exists…….anywhere.

  2. Reply
    Go with the flow
    October 10, 2012 at 4:13 pm

    You are just going to get scammed.
    There is nothing companies can do that you can’t do yourself easily for free.
    Get a book on Credit Repair from your bookstore.
    Cost abou $ 15.
    There are non-profits that will help you with your credit card debt (if not in default).
    Google: National Foundation for Credit Counseling
    They do not do debt consolidation. They are simple and free help.

  3. Reply
    October 10, 2012 at 4:14 pm

    There is no such thing. You can get good advice from but there are no non-profit lenders out there.

  4. Reply
    October 10, 2012 at 5:02 pm

    First and foremost, a 501c3 nonprofit doesn’t mean that they will work for free. If a company worked for free, how would they be in business – support the office, staff, etc? In fact, our company will charge you $ 20/mo whereas I’ve seen companies with this tax status charge $ 100+ mo. All this does it limit the managers from taking out to much money from the company. In short, a nonprofit status is not relevant when looking up a company to help you with your credit cards.

  5. Reply
    October 10, 2012 at 5:42 pm

    If you go through the National Foundation for Credit Counseling (link above), you will not get scammed. I don’t know if they are totally non-profit, but I know they can’t be making much as their processing fees are very low.

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