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A friend of mine is having major problems with a neighbor. She was on the phone with her house insurance agent and she actually told the women about her neighbor and said if her house burns down they should look at the neighbor for setting it.
omg I thought that was insane to tell the agent.
Am I wrong??
She has called the police on her neighbor 2 times already.
Last week she called the police because someong decappitated her kitten. That is how nutty her neighbor is.
sorry for the typo

3 Thoughts on Can an house insurance company drop you if you are having a dispute with a neighbor?
  1. Reply
    appleseed582
    July 23, 2011 at 2:55 am

    They will not drop her insurance. They probably hung up from talking to her and had a good laugh over it with their co-workers. Everyone has at least one nutty neighbor. If this neighbor crosses the line, your friend should consider talking with the police about how to protect herself from harassment. We have a neighbor who is convinced that our sump pump hose is flooding her back yard. She has never said a word to us. We found out that she has complained about us 3 times to the city and each time they have investigated and told her that we are doing nothing wrong and are not causing flooding in her backyard. It is her own sump pump hose. Does she believe them? No!

  2. Reply
    car253
    July 23, 2011 at 3:42 am

    The insurance company will not cancel her. They can not control what nieghbors might do.
    If the neighbor does commit arson then after the insurance company pays your friend to rebuilt her home they go after the neighbor or person that committed the crime for their money back.

  3. Reply
    mbrcatz
    July 23, 2011 at 4:12 am

    Yes.

    Each state gives reasons why you can cancel a homeowners policy, and having a threat from a neighbor isn’t one of them. And in this case, there isn’t even a threat.

    Most agents, aren’t going to relay that comment to the insurance carrier – it’s unfounded – until/unless the house DOES burn down, and THEN, the friend can tell the police directly.

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