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i had about $ 18,000 debt, and by listening to my brother i went in to debt consolidation. didnt know that it can really mess up my credit score. before i went in to credit counseling my score was 700+, but dont know how much it is now. anywayz i was in credit counseling for about 1 year, and then finally paid off the full debt with in 1 year, rather than staying in the program for 3 years. now i want to buy a house. i took my account out of credit counseling/debt consolidation about 4 months ago. i know want to buy a house. would i qualify for a home loan? where can i go to get my credit score? what kind of downpayment should i be expecting and what would be my interest rate?? any help in this matter will be greatly appreciated! thanks!

3 Thoughts on buying a home after debt consolidation is over?
  1. Reply
    .
    August 23, 2011 at 11:31 pm

    FreeCreditReport.com. It will cost you to see your credit score, though. As for buying a house in todays messy market, your credit score has to be really high. If you have the money for the down payment, you may not have to much of a problem getting a home.

  2. Reply
    maxmom56
    August 23, 2011 at 11:32 pm

    You can purchase your credit score at myfico.com (it’s not free anywhere). You may qualify for an FHA mortgage (fha.gov). You probably cannot get a conventional mortgage even with a 20% downpayment.

  3. Reply
    Jennifer
    August 24, 2011 at 12:03 am

    Hi,
    I used “Credit Solution” to settle my debt and avoid bankruptcy.They managed to reduce my debt up to 58%.It’s legitimate,I came across this company on NBC News Special Edition.Check it out here:
    http://CreditSolution01.notlong.com

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