I am about to apply to assume a very small mortgage loan. I have great credit, no debt, and a very good/stable job.
I was about to make an appointment with a Wells Fargo rep, simply because that is the bank I always use and have been with since I was 16. However, I have no clue as to how reliable their loan department is, and I have no personal relationships with any of the consultants, so I have no idea who would be a good loan officer.
Like I said, its a small loan, so details don’t matter too much, my main concern is reliability, fiduciary, and specifically, confidentiality; the seller is related to me.
Any personal experiences would be great. I just have a feeling going with a large company like Wells Fargo, although reliable, wouldn’t give me the personal service a Loan Officer who is indepentant might. Thank you!