finally got a card
so over the past 5 years i have been fixing my credit after really messing it up during college, with collections and lates, and charge off’s. my score back when i got out of college was 520. i have periodically tried applying for credit cards here and there but always get disapproved inspite of my recent credit history being very good, no lates or anything. i travel constantly so the orchard bank card i have with a limit of 1800 has not been enough. i end up maxing it out. and having to pay it off before the end of the month to try and use it again, for hotel bookings and rental cars.
well i applied for amazon visa and nfcu visa. neither were instant approvals. the amazon card was approved after a short phone call with them however i dont know what the limit is yet. the nfcu card is still in review as they requested proof of income.
equifax 710
transunion 678